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Flexible Benefits (FSA / HSA)
At JWB Health, we help Houston-area residents take control of their healthcare spending with Flexible Benefits, including Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA).
Flexible benefits let you set aside pre-tax dollars to pay for qualified medical, dental, vision, and prescription expenses — helping you save money while covering the care you need.
Peace.
Security. Wellness.
Protection.
What Are Flexible Benefits?
Flexible benefits are accounts that let you use pre-tax dollars for eligible healthcare expenses. The two main types include:
Flexible Spending Account (FSA):
• Employer-funded or employee-funded
• Use for medical, dental, and vision expenses
• Must use funds within the plan year or grace period
Health Savings Account (HSA):
• Available with high-deductible health plans (HDHPs)
• Contributions are tax-deductible
• Funds roll over year to year and can grow tax-free
These accounts reduce taxable income while giving you the funds to pay for healthcare costs conveniently.
Why Houston Residents Choose JWB Health
Peace. Security. Wellness. Protection.
Flexible benefits can be complicated to navigate. Our Houston-based experts:
Explain eligibility and contribution limits
Help you determine whether an FSA, HSA, or both makes sense for your situation
Show how to maximize your tax savings and benefits
Provide guidance on using funds for qualified medical, dental, vision, and prescription expenses
We make it simple to understand your options, so your healthcare dollars go further.
Explore Your Flexible Benefit Options
With JWB Health, you’ll get guidance on setting up and managing your account to maximize savings. We’ll help you:
• Select the right account type for your needs
• Understand eligible expenses and how to submit claims
• Track contributions, spending, and balances
• Coordinate with your health plan for seamless coverage
Service Features
Tax-Advantaged Accounts
Pre-tax contributions reduce taxable income
Funds available for medical, dental, vision, and prescription expenses
Cost Control & Transparency
Clear explanation of contribution limits and eligible expenses
Guidance to maximize savings and avoid forfeiting funds
Account Management & Support
Help setting up and managing your FSA or HSA
Ongoing support for claims and reimbursements
Education on best practices to make your funds last
Personalized Support from Houston Experts
One-on-one consultation to determine the right account for you
Help optimizing contributions to fit your healthcare needs
Guidance on combining accounts with health insurance plans
Other services
Explore more solutions
Medicare Supplement (Medigap)
Fill the gaps that Original Medicare doesn’t cover — like copays, deductibles, and coinsurance. We’ll help you find a Supplement plan that lowers your out-of-pocket costs and gives you financial peace of mind.
Prescription Drug Plans (Part D)
Avoid lifetime penalties and stay protected from rising medication costs. We compare your prescriptions across top carriers to find a Part D plan that saves you the most money.
Dual Special Needs Plans (Medicare + Medicaid)
If you qualify for both Medicare and Medicaid, you may be eligible for a Dual Special Needs Plan (D-SNP) that provides enhanced benefits — like $0 premiums, over-the-counter allowances, and dental coverage.
Protect Your Health, Secure Your Future
We offer customized health insurance plans to fit your needs, ensuring peace of mind and financial protection. Trust our expert team to guide you in choosing the right coverage.
We're committed to providing reliable health insurance that ensures peace of mind for you and your loved ones. With a focus on comprehensive coverage and exceptional customer support, we're here to protect what matters most.
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